My company provides some benefits to all employees by default in addition to my negotiated salary, such as life assurance, incapacity income protection, private medical insurance, and a pension with voluntary contributions.
I have read fatwas on the halal-ness of all the above, except pensions - in which case they say that it depends on what funds the pension invests in.
Given my case, that the company is paying into a pension with me not contributing any of my own money at all, and this is not part of my negotiated salary but a company-wide policy, will it then become halal to accept this - even if it is not in a shariah compliant pension portfolio?
This has been given very recently, and I currently have no ability to control how it is invested at the moment - though I expect this to change soon, in which case I plan to immediately put it into a halal pension fund - and thereafter potentially contribute my own money into it with employer matching.
Can you advise on what I would need to do, and be careful of?