Zakat Question: Zakaat on credit card limit

Dear Muftis,

If one has a credit card which has £10,000 credit limit, must one pay zakat on this £10,000 as well as on your normal savings?

Wa alaykum salaam,

Zakat is not due on a credit card limit. That is merely a facility which is available to you should you use it. It is not in your ownership at present.

Allah knows best