Student loan update

Salaam everyone,

I wanted to get your thoughts on the new updates to student finance England and whether it affects the permissibly of student loans. The interest rate has been reduced to purely tracking RPI instead of being 3% above RPI. Could this now be considered permissible as it is tracking inflation rather than providing excess value to the lender?

Jzk khair

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Would appreciate your thoughts @ibrahimkhan @Mufti_Faraz_Adam