SimplyHealth Plans- Yay or Nay?

Salaam Alaykum!

I have seen a similar post about health cash plans but it hasn’t been answered and i have deadline, so i thought i would ask myself.

I have opted into a simplyhealth plan at work, which allows me to get money back towards everyday health appointments and check-ups and access to virtual GP services 24hrs/365 day a year. I pay into this monthly from my paycheck (and my employer contributes too), and in return, i can claim back on my health and wellbeing costs.

The more i think about it, the more confused i am as to whether this is permissible or not, so i would really appreciate it if you could confirm.

Jazakallah Khair for taking the time to read this,