Salam’s,
My employer provides a range of benefits we can opt into from our salaries.
One option includes Personal Accident insurance - where they pay out a lump sum if someone dies or suffers a bodily injury as a result of an accident.
This would be provided by AIG.
Would it be ok to opt into this benefit?
Wasalam
May Allah bless you.
Please clarify the following: who pays for the cover you or your employer?
We receive a salary post which we can buy these items. - so it’s a choice. Therefore under this circumstance I would be paying for this cover. Does this make it impermissible?
Yes if you are paying for the cover yourself then its impermissible.
If on the other hand it was a gift from your employer then it would have been different.