Salams,
I am looking at getting a new device via o2 or sky mobile. The package includes the device with a data plan. The device is paid for via an interest free loan and the data package is paid via monthly payment (like any other mobile contract). There is a late payment fee attached to the plan, would this be halal?
Here are the links to their website if it will be useful
https://www.sky.com/shop/mobile/tablets/apple/apple-ipad-pro-12.9-inch-(2022)?&swap=24
https://www.o2.co.uk/shop/apple/ipad-pro-12.9-inch-6th-generation