Legal Plan insurance

ASA,

My company offers a legal plan through Metlife; I know a bit about insurance being haram/halal, but I’m curious what the ruling is for taking out legal insurance that covers a homebuyer’s closing cost for lawyer, when the homebuyer knows for certain, to some degree, he will be purchasing the house in the near future.

This legal plan also covers other things like accidents.

Jazakallahu khayrun,
Hamza

Wasalam

May Allah bless you.
The general rule is that conventional insurance is not permissible when it is not a legal requirement, and not a need recognised by shariah.

And Allah knows best!

jazakallahu khayrun mufti