Klarna- interest free payment options

Asa,

Is it permissible to offer the option for customers to buy now and pay later for goods on our E-commerce website?

The payment solution is offered by a company called Klarna. https://www.klarna.com/uk/smoooth/

Many websites now offer this option to customers. Where you can buy something now, and pay later, interest free. We as the seller receive the payment directly from Klarna, and have no further say or interest in what happens after that. As we have received payment.

However I believe if the customer doesn’t pay Klarna charge the customer interest.

More information can be found here: https://www.klarna.com/uk/customer-service/

جزاك الله خيرا

Wa alaykum salaam,

Yes, it is permissible for you to offer them this solution. It is their Shariah responsibility to ensure they pay off before any interest accrues.

Allah knows best