Insurance benefits

Aslam o alekum,

I have critical insurance cover with my work i get this at a reduced rate but i have to pay a monthly fee is this halal

i have private medical insurance with my work my work pays for it but i have to pay the tax on it is this halal

In the event of my death my work will pay 4x my salary to my spouse if im still working for them, this is a free payout and i dont pay any monthly contributions towards this is this halal

Jazakallah hairun
Sister leila


May Allah bless you

  1. This is not permissible

  2. If the insurance cover is an extra benefit on top of your salary and not part of it, then its permissible.

  3. Yes it’s permissible

And Allah knows best!