BMW Finance Hire Purchase

Aslamu alaykam,
I was looking to take out HP finance with BMW.
The car will cost £35k and I was going to take out £10k HP at 13.5% for 36 months.

The dealer did say 36 months is the minimum length, however you can clear is before that without a penalty.

Is this shariah complaint? i
Jazakallah khair