Barclays Blue Rewards


Is the Barclays Blue Rewards scheme permissible?

Barclays Blue Rewards is the banks way of saying thanks by giving you cash rewards every month.

There is currently a £4 monthly membership fee and making sure at least £800 is paid into the account each month as per the details on their website.

Wa alaykum salaam,

This is not Shariah compliant.

Allah knows best

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Many of these reward accounts just require you to deposit a minimum amount but you can immediately transfer this cash back to another account and still qualify for the reward. (Rather than maintain a minimum balance). Does this change the permissibility? What exactly is the business model behind these reward schemes? I think they just want your salary to be paid in so you use it as a main account and then the bank can sell you other products.