Amex Platinum Card


I have a question on Amex credit card, the backdrop to this was looking for an alternative to travel insurance which majority say is haram.

the amex includes travel insurance alongside various other benefits, so if one takes the opinion that credit cards are permissible like Mufti Taqi, then does that make the secondary matters associated with the primary also permissible?

So in summary I would like to know if getting the amex platinum card at £650 is permissible.

Jazakallah Khair