Amazon Merchant Cash Advance/Daily Payout

#1

Salaam,

So Amazon hold payment for 14 days then payout.

  1. Now there are services such as Payability who can pay out around 80% of the amount daily and then recooperate the remainder 20% at the 14 day mark when Amazon pays out. However, they charge a 1% or so fees on each pay out.

  2. Amazon themselves have started to offer a Merchant Cash Advance Scheme:

    MCA
    MCA1141×282 26.8 KB

Are either of these options Halal to increase cashflow?

JazaakAllahu Khairan